From Spending to Strategy — Free to Start
Your Money Finally
Has a
Most people earn enough to get ahead. What's missing is a clear picture. ZhanPlan gives you that — and the plan to act on it.
Free forever · 14-day Pro trial · No credit card required
Your Financial Dashboard
Full Picture · April 2026
Cash Flow
+$1,640
$6,840 in · $5,200 out
Net Worth
$48,200
+$1,840 this month
Monthly Budget
$4,200
$360 remaining
Savings Goal
67%
Emergency fund
Spending This Month
Housing
$1,800 / $2,500
Food & Groceries
$420 / $500
Transport
$180 / $400
Debt Payoff Plan
Credit Card — $3,200
Free Aug 2026
Car Loan — $9,200
Free Jan 2028
Debt-free date: January 2028 · Save $1,840 in interest
“I built ZhanPlan because I needed it myself — a tool that doesn't just show numbers, but tells you what to do with them. Understanding your finances changed my life. I built this so it can change yours.”
Murat Zhandaurov
Founder, ZhanPlan · Entrepreneur · Tampa Bay, FL
Sound Familiar?
Most people earn money.
Few people build wealth.
The gap isn't income — it's the lack of a system.
You track expenses…
but still overspend every month and don't know why.
You earn more…
but can't figure out where it all disappears to.
You have a budget…
but no idea if you're actually winning or losing.
“The problem isn't discipline. It's never having a clear picture.”
How It Works
Four steps to financial clarity
01
Add your transactions
Log manually or upload a CSV statement. See exactly where your money goes in seconds.
02
Set your budget
Build a monthly budget by category. Get a real-time view of where you're on track and where you're not.
03
Track debt and goals
See your exact debt-free date. Watch your savings goals grow month by month.
04
See your full picture
Net worth, cash flow, debt, budget — all in one view. Stop guessing. Start deciding.
What You Get
Everything your financial system needs
Know where every dollar goes
Stop guessing. See a clear breakdown of your spending by category, every month.
Stop overspending before it happens
Set monthly budgets per category. See instantly where you're on track — and where you're not.
Watch your wealth actually grow
Track assets and liabilities month by month. Your net worth, on a clear upward curve.
See your exact debt-free date
Snowball or avalanche — choose your method and see exactly when you'll be free from debt.
Never be surprised by your balance
Forecast income and expenses 12 months out. Know your end-of-month number before the month ends.
Build toward goals that actually happen
Set savings targets, emergency funds, and life goals. Track progress and stay motivated.
Why ZhanPlan
100%
Privacy-first — your data never leaves your hands
14 days
Free Pro trial — no credit card needed
$0
Starter plan, free forever
5 min
To set up your first budget
Did you know?
The average person wastes $400/month without realizing it.
Do you know where yours goes?
Pricing
Start free. Upgrade when ready.
Less than one coffee a week. But it changes your entire financial picture.
Essential
Unlimited tracking & history
- Unlimited transactions
- Full history
- Budget + reports
- CSV import
Pro
Your complete financial system
- Everything in Essential
- Net worth tracker
- Debt payoff planner
- Cash flow + forecast
- Savings goals
Business
For teams & business owners
- Everything in Pro
- Business cash flow
- Profit visibility
- Up to 3 users
All plans include a free Starter tier. No contracts. Cancel anytime.
The difference between financial stress and freedom is one thing: a system.
ZhanPlan gives you that system — starting today, completely free.
Start Building Your System →Free forever · No credit card · Cancel anytime