No bank linking required

How ZhanPlan Works

From bank statement to full financial clarity in under 60 seconds. Upload a file, AI reads it, you review and approve — your dashboard updates instantly.

The Process

Four steps to full clarity

Click any step to see exactly what happens.

What's Inside

Every feature, explained

Click any card to learn exactly how each feature works.

Who It's For

Built for real financial lives

Families

Track the whole household in one shared dashboard. Each person imports their own bank statements — it all merges into one financial picture.

Individuals

Get full financial clarity without sharing bank access. Upload your own statement, review everything, and own your financial picture completely.

Financial Coaches

Manage client budgets in coaching mode. Each client imports their own data — you see the full picture without needing their bank credentials.

How We Compare

ZhanPlan vs the alternatives

ZhanPlan

Mint / YNAB

Spreadsheet

No bank linking required

AI reads your statements

Auto-categorization

Family sharing

Limited

Privacy-first

FAQ

Common questions

Ready to see your full financial picture?

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